Connecting The Quad Cities With Long-Term Care Options
It's estimated that nearly 70% of Americans age 65 and above will need long-term care at some point in their lives. And nearly 40% will need care in a nursing home or assisted living facility.
It's also no secret that these expenses can quickly add up. These are important concepts to consider when deciding on an insurance plan that will assist with covering the expenses of a senior home or assisted care center.
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I offer two different products that include varying levels of coverage to fit your needs and budget.
Long-Term Care
Long-term care plans are for those who can no longer perform everyday tasks by themselves due to chronic illness, injury, disability, or the aging process.
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Long-term care plans pay for ongoing periods of assistance for one year or more in a nursing home, an assisted living facility or in the comfort of your own home.
The cost of long-term care policies is based on:
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How old you are when you buy a long-term care policy
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The maximum amount that policy will pay per day
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The maximum number of days or years a policy will pay
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The maximum amount per day times the number of days determines the lifetime maximum amount that policy will pay
Short-Term Care
Short-term care plans pay for care in a nursing home, assisted living facility or care in the comfort of your home for a period of less than one year.
You might want to consider buying short-term insurance if you are unable to take care of yourself, even for a short period of time, the cost of care can add up quickly.
Contact
HALBREITER INSURANCE
I'm passionate about providing all of my clients with the information they need to make smart and informed decisions when choosing a Medicare plan for themselves and their families.
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I'm proud to serve the city of East Moline and surrounding Quad Cities communities.
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Give me a call or drop me an email- I'm here to answer any of your questions and to Shine Light On Medicare.
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Consultations are always free.